Compare life insurance options, costs, and coverage types recommended for 85-year-olds.
At 85, life insurance is primarily about covering final expenses and leaving a financial legacy. Guaranteed issue policies ensure you can still get covered.
Compare rates from top-rated life insurance carriers.
The following table shows estimated monthly premiums for a 85-year-old in average health:
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $100,000 | From $250/mo |
| $250,000 | From $550/mo |
| $500,000 | From $950/mo |
* Rates are estimates and may vary based on health, gender, and carrier.
At age 85, simplified issue and guaranteed acceptance policies are the most accessible options. These don't require medical exams and have streamlined health questions, making coverage available to almost everyone.
Compare rates from top-rated life insurance carriers.