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Final Expense Tool

Estimate real‑world burial costs in minutes.

Use local pricing factors and common extras to build a realistic final‑expense range.

Updated 1/2/2026

Burial Cost Estimator

Estimate a realistic range based on funeral type, location, and extras. Not available in NY.

Extras

Estimated Range

$7,000 – $12,000

How to use this estimator

Select the service type, adjust for your local cost level, and add extras. The range gives you a planning target, not a binding quote.

What’s typically included

  • Basic service fees and arrangements
  • Casket or cremation services
  • Facility or venue costs
  • Transportation and permits

Turn the estimate into coverage

Final expense coverage is often a small whole life policy. Use the high end of the range if you want a buffer for medical bills or family travel costs.

Next step

Match your estimate to a final expense quote

Translate your range into a coverage amount and compare policies with fixed premiums.

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Reviewed by

Alex Morgan | Licensed Life Insurance Specialist

Alex helps families align burial costs with right‑sized whole life coverage.

Last reviewed: 2026-01-02

Licensing & Disclosures

Licensed in most U.S. states (excluding NY) Appointments with multiple A-rated carriers

Coverage varies by carrier and underwriting. Quotes are estimates until approved.

Not available in NY.

Not available in NY.

Estimates only. Actual costs vary by provider and location. Not available in NY.