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2026 Coverage Updates

Insurance built for
peace of mind.

We strip away the complexity of life insurance. Compare rates from top carriers, get approved in minutes, and secure your family's financial future today.

Customer
Customer
Customer
Customer

Trusted by 10,000+ families

Happy multigenerational family

Status

Policy Approved

Final Expense $25,000 Coverage

Partnered with top-rated carriers

Mutual of OmahaAetnaTransamericaForesters FinancialAmerican AmicableProsperity LifeCorebridgeSBLIMutual of OmahaAetnaTransamericaForesters FinancialAmerican AmicableProsperity LifeCorebridgeSBLI
Mutual of OmahaAetnaTransamericaForesters FinancialAmerican AmicableProsperity LifeCorebridgeSBLIMutual of OmahaAetnaTransamericaForesters FinancialAmerican AmicableProsperity LifeCorebridgeSBLI
Our Solutions

Find your perfect coverage match

We've simplified the entire process. Select the life stage that describes you best.

Final Expense
Seniors 50-85

Final Expense

Permanent protection for end-of-life costs. Many policies offer level premiums for long-term peace of mind.

Often no medical exam
Level premiums available
Fast decisions available
View Plans
Mortgage Protection
Homeowners

Mortgage Protection

Keep your family in their home. This coverage pays off the mortgage tax-free if the unexpected happens, securing their shelter.

Covers Loan Balance
Disability Riders
Return of Premium
View Plans
IUL & Wealth
Growth Minded

IUL & Wealth

Build tax-free wealth while protecting your family. A modern financial tool that combines life insurance with market-linked growth.

Tax-advantaged growth
Downside buffers
Cash value access
View Plans
Planning
01

Get an instant quote online.

Skip the aggressive sales calls. Use our proprietary technology to see real rates from top carriers instantly. No email required to just see numbers.

  • 100% Digital process
  • No hidden fees
Expert Support
02

Expert help when you need it.

Life insurance isn't one-size-fits-all. Our licensed specialists are salaried, not commissioned—so you get honest advice, not pressure.

Success Stories

Families we've protected

"I was overwhelmed by the options until I found CoverMeOnline. They explained the difference between term and whole life in plain English."

S

Sarah Jenkins

Austin, TX

"The process was fast. I got mortgage protection set up shortly after we closed on our house."

M

Michael Torres

Miami, FL

"Finally, an insurance site that doesn't spam you. I got my quote, made my decision, and felt respected the whole time."

E

Elena Rodriguez

Columbus, OH

"CoverMeOnline helped me find a policy for my diabetic father when others said no. Truly grateful."

D

David Kim

Phoenix, AZ

"Simple, honest, and direct. I knew exactly what I was buying."

A

Amanda Lewis

Charlotte, NC

"The numbers matched the quote. No bait-and-switch tactics like other sites."

R

Robert Chen

Seattle, WA

"Great experience setting up my IUL. The agent was knowledgeable and patient."

J

Jessica White

Denver, CO

"I feel so much better knowing my final expenses are covered. A huge burden lifted."

T

Thomas Wright

Tampa, FL

"Highly recommend for new homeowners. They made the mortgage protection process seamless."

E

Emily Clark

Nashville, TN

"Excellent customer service. They answered my call quickly and guided me through every step."

J

James Hall

Indianapolis, IN

"Transparent pricing and clear policy terms. Refreshing to see in this industry."

M

Maria Garcia

San Antonio, TX

"Secured a great policy quickly. Modern insurance done right."

W

William Scott

Atlanta, GA

"The guides on their site helped me understand what I needed before I even applied."

L

Linda Martinez

Orlando, FL

"A no-medical-exam option was a game changer for me. Quick decision and great coverage."

R

Richard King

Las Vegas, NV

"Professional team that actually cares about your family's future, not just a commission."

P

Patricia Young

Dallas, TX

"I was overwhelmed by the options until I found CoverMeOnline. They explained the difference between term and whole life in plain English."

S

Sarah Jenkins

Austin, TX

"The process was fast. I got mortgage protection set up shortly after we closed on our house."

M

Michael Torres

Miami, FL

"Finally, an insurance site that doesn't spam you. I got my quote, made my decision, and felt respected the whole time."

E

Elena Rodriguez

Columbus, OH

"CoverMeOnline helped me find a policy for my diabetic father when others said no. Truly grateful."

D

David Kim

Phoenix, AZ

"Simple, honest, and direct. I knew exactly what I was buying."

A

Amanda Lewis

Charlotte, NC

"The numbers matched the quote. No bait-and-switch tactics like other sites."

R

Robert Chen

Seattle, WA

"Great experience setting up my IUL. The agent was knowledgeable and patient."

J

Jessica White

Denver, CO

"I feel so much better knowing my final expenses are covered. A huge burden lifted."

T

Thomas Wright

Tampa, FL

"Highly recommend for new homeowners. They made the mortgage protection process seamless."

E

Emily Clark

Nashville, TN

"Excellent customer service. They answered my call quickly and guided me through every step."

J

James Hall

Indianapolis, IN

"Transparent pricing and clear policy terms. Refreshing to see in this industry."

M

Maria Garcia

San Antonio, TX

"Secured a great policy quickly. Modern insurance done right."

W

William Scott

Atlanta, GA

"The guides on their site helped me understand what I needed before I even applied."

L

Linda Martinez

Orlando, FL

"A no-medical-exam option was a game changer for me. Quick decision and great coverage."

R

Richard King

Las Vegas, NV

"Professional team that actually cares about your family's future, not just a commission."

P

Patricia Young

Dallas, TX

Ready to protect your legacy?

Get a personalized quote in less than 2 minutes. No spam, no hassle, just honest options.

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