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PROTECT RIG!
SECURE FAMILY!

Life insurance designed for truck drivers.

  • ✅ Coverage from $1–$3 per day
  • ✅ No medical exam required
  • ✅ Covers occupational risks
Truck

As a professional driver, you may qualify for $50k-$500k in coverage with trucker rates • Get your free quote today

Why Choose Trucker Life Insurance?

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Rates designed for truckers

Get comprehensive coverage designed specifically for professional truck drivers. We work with carriers who understand the trucking industry and offer competitive rates that account for your unique lifestyle. Coverage starting at just $1-3 per day for most drivers.

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Understanding of road risks

Coverage that understands the realities of life on the road. We work with insurers who specialize in occupational coverage for commercial drivers, including provisions for the risks associated with long-haul driving, irregular schedules, and time away from home.

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Fast approval process

No complicated medical exams or lengthy waiting periods. Most truck drivers qualify for coverage without a medical exam. Get approved quickly so you can get back on the road with peace of mind knowing your family is protected.

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Coverage on and off the road

24/7 protection whether you're driving cross-country or home with family. Licensed agents who understand the trucking lifestyle available to answer questions anytime. Get coverage that works with your schedule, not against it.

How It Works

Getting protected is simple and fast. Follow these three easy steps to protect yourself and your livelihood on the road.

1

Pre-qualify without the hassle.

It takes less than 60 seconds to see if you pre-qualify without impacting your credit. Most professional drivers qualify with no medical exam required, even with the occupational risks of trucking.

2

Submit your info.

Complete a simple application designed for truck drivers. We'll compare quotes from carriers who specialize in coverage for commercial drivers. Your professional driving record may qualify you for preferred rates.

3

Get covered fast

Once approved, you're covered immediately whether you're on the road or at home. Most truckers get approved within 24 hours. Your family's protection travels with you, mile after mile.

Trucker

Choose the coverage that's right for you:

Term Life for Truckers

Affordable term coverage (10-30 years) that understands the unique risks of professional driving. Higher coverage amounts available for owner-operators who need to protect their business assets. Coverage from $50,000 to $1,000,000+.

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Accidental Death Coverage

Enhanced coverage specifically for accidents and occupational hazards on the road. Provides additional payout for accidental death, which is especially important given the risks of commercial driving. Can be added to any policy.

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Disability Insurance

Income protection if injury or illness prevents you from driving professionally. Covers both short-term and long-term disability. Essential protection for drivers whose livelihood depends on being able to operate a commercial vehicle.

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Final Expense Plans

Covers funeral expenses, burial costs, and final medical bills without adding financial burden to your family. Guaranteed acceptance for most truckers with coverage from $5,000-$50,000. No medical exam required.

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★★★★★

"As an owner-operator, I needed coverage that understood the risks of being on the road. They got me approved in less than 24 hours with no medical exam. The rates were fair and the process was designed for someone with my schedule. Highly recommend for fellow truckers."

- James T., Owner-Operator, 15 Years OTR

Get competitive trucker rates with CoverMeOnline

Applying is fast and easy—and it can be done entirely online.

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