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What Are the Best Final Expense Insurance Companies?

Top Final Expense Insurance Carriers

Choosing the right carrier is crucial for getting the best coverage at an affordable price. Here are the top-rated final expense insurance companies:

  • Mutual of Omaha — A+ AM Best rating, same-day approval, coverage from $2,000-$25,000. The industry gold standard for final expense.
  • Globe Life — A rated, coverage up to $50,000, well-known brand with easy application process.
  • Transamerica — A rated, competitive rates especially for healthy applicants, multiple product options.
  • ANICO — A rated, liberal underwriting makes them ideal for applicants with moderate health conditions.
  • Security Plan Life — A rated, very liberal underwriting for those with significant health issues.

How to Choose

The best company for you depends on your specific situation. If you are in good health, Mutual of Omaha and Transamerica offer the most competitive rates. If you have health conditions, ANICO and Security Plan Life are more likely to offer favorable terms.

An independent agent can compare quotes from all these carriers to find your best option in minutes.

Get Your Free Final Expense Quote

Compare rates from top final expense insurance carriers.

No medical exam required Coverage in as little as 24 hours Rates from $20/month

Related Questions

How Much Does Burial Insurance Cost? +

Burial insurance typically costs between $20 and $150 per month, depending on your age, health, coverage amount, and gender. A healthy 60-year-old can expect to pay around $40-$60 per month for $10,000 in coverage. Read more

Is Mutual of Omaha Good for Final Expense Insurance? +

Yes, Mutual of Omaha is widely considered the best final expense insurance carrier. They hold an A+ AM Best rating, offer same-day approval, level premiums, and coverage from $2,000 to $25,000 with no medical exam required. Read more

Can I Get Final Expense Insurance Without a Medical Exam? +

Yes, most final expense insurance policies do not require a medical exam. Simplified issue policies require only health questions, while guaranteed issue policies require no health questions at all and accept everyone aged 50-85. Read more

Get Your Free Final Expense Quote

Compare rates from top final expense insurance carriers.

No medical exam required Coverage in as little as 24 hours Rates from $20/month