The best life insurance companies for truckers include Mutual of Omaha (final expense, no occupation rating), Transamerica (competitive term rates), AIG (large coverage amounts), Protective Life (good trucker rates), and Globe Life (no-exam options).
Not all insurance companies treat truck drivers the same. Here are the carriers that consistently offer the best rates and coverage for trucking professionals:
Apply through an independent agent who works with multiple carriers. They can shop your application across trucker-friendly companies and find the most competitive rate for your specific situation, driving record, and health profile.
Compare rates from top truckers life insurance insurance carriers.
Truck drivers can get term life, whole life, final expense, and mortgage protection insurance. While some carriers charge higher rates for truckers due to occupational risk, many carriers offer standard rates. Independent agents can find the best options. Read more
Some carriers charge truck drivers 25-50% more for life insurance due to occupational risk, but many carriers offer standard rates. The key is working with an agent who knows which carriers are trucker-friendly and will not rate you up. Read more
Yes, final expense insurance is an excellent option for truck drivers because most carriers do not rate up for occupation on small whole life policies. Truckers can get $5,000-$50,000 in coverage with no medical exam at standard rates. Read more
Compare rates from top truckers life insurance insurance carriers.