Affordable whole life insurance to cover funeral and burial costs. Compare top carriers and average costs for Virginia residents.
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs including funeral expenses, medical bills, and other outstanding debts. Policies typically range from $5,000 to $50,000 in coverage.
Virginia's Bureau of Insurance, under the State Corporation Commission, oversees the insurance market. The state has a 10-day free-look period and strong consumer protection laws.
Virginia has a population of 8.6 million with a median age of 38.4. Final Expense insurance is designed for seniors aged 50-85, with coverage typically ranging from $5,000 - $50,000.
Compare rates from top final expense insurance carriers.
The table below shows estimated monthly premiums for final expense insurance in Virginia. Actual rates vary based on age, health, and coverage amount.
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $5,000 | From $28/mo |
| $10,000 | From $44/mo |
| $15,000 | From $61/mo |
| $25,000 | From $93/mo |
* Rates are estimates for a healthy individual. Your actual rate may vary.
These are among the most popular and highly-rated carriers offering final expense insurance to Virginia residents:
Working with an independent agent like CoverMeOnline gives you access to quotes from multiple carriers so you can find the best rate.
Compare rates from top final expense insurance carriers.
Virginia Bureau of Insurance
Phone: (804) 371-9741
Virginia has competitive life insurance rates. Final expense policies start around $28/month, and the state's large military community has access to special veteran rates.
Virginia has one of the largest veteran populations in the country. Veterans can access VGLI, SGLI conversions, and competitive private carrier options.
The Virginia Bureau of Insurance, part of the State Corporation Commission, licenses companies, reviews rates and forms, and protects consumer interests.