Yes, disabled veterans have multiple options including VALife (government), S-DVI, and private market policies. Many carriers specialize in veterans with service-connected disabilities and offer competitive rates.
Having a service-connected disability does not mean you cannot get life insurance. Multiple options exist:
Many private carriers can offer coverage even with VA disability ratings. The key factors are:
PTSD, TBI, hearing loss, joint/back injuries, sleep apnea — we work with carriers who understand military service-connected conditions and can often offer standard or even preferred rates for stable conditions.
Compare rates from top veterans life insurance insurance carriers.
Veterans can access SGLI (active duty), VGLI (post-service), VA disability-based insurance, and private market policies. Private policies often offer better rates and coverage than government options for healthy veterans. Read more
Top carriers for veterans include USAA (military exclusive), Navy Federal partner carriers, Mutual of Omaha (veteran-friendly underwriting), and Protective Life (competitive rates). The best company depends on your health, disability status, and coverage needs. Read more
Yes, many life insurance carriers will approve applicants with PTSD, especially if the condition is stable and well-managed. Rates depend on treatment compliance, medication stability, and whether there is a history of hospitalization. Read more
Compare rates from top veterans life insurance insurance carriers.