Protect your family's home if something happens to you. Compare top carriers and average costs for Hawaii residents.
Mortgage protection insurance ensures your family can keep their home by paying off the remaining mortgage balance if you pass away. It provides peace of mind that your loved ones won't face foreclosure during an already difficult time.
Hawaii's Insurance Division regulates insurance under the Department of Commerce and Consumer Affairs. The state has a 10-day free-look period and strong consumer protection laws.
Hawaii has a population of 1.4 million with a median age of 40.7. Mortgage Protection insurance is designed for homeowners with active mortgages, with coverage typically ranging from $50,000 - $500,000.
Compare rates from top mortgage protection insurance carriers.
The table below shows estimated monthly premiums for mortgage protection insurance in Hawaii. Actual rates vary based on age, health, and coverage amount.
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $100,000 | From $28/mo |
| $200,000 | From $46/mo |
| $300,000 | From $65/mo |
| $500,000 | From $103/mo |
* Rates are estimates for a healthy individual. Your actual rate may vary.
These are among the most popular and highly-rated carriers offering mortgage protection insurance to Hawaii residents:
Working with an independent agent like CoverMeOnline gives you access to quotes from multiple carriers so you can find the best rate.
Compare rates from top mortgage protection insurance carriers.
Hawaii residents tend to have longer life expectancies, which can result in lower life insurance premiums. Despite the high cost of living, life insurance rates in Hawaii are often below the national average.
Hawaii has a large military community. Veterans can access VGLI conversions and private policies. Many carriers offer competitive rates for veterans stationed or residing in Hawaii.
The Hawaii Insurance Division oversees licensing, rate review, and consumer protection. Hawaii has specific regulations to protect consumers from unfair insurance practices.