Home Services Blog Why Choose Us 1-407-349-3637

Mutual of Omaha vs Globe Life: Final Expense Insurance Comparison

An in-depth comparison to help you choose the right final expense insurance carrier.

At a Glance

Feature Mutual of Omaha Globe Life
Financial Strength A+ (AM Best) A (AM Best)
Max Coverage $25,000 $50,000
Approval Speed Same day Same day
Rate Competitiveness Excellent Good
Medical Exam Not required Not required
Brand Trust Excellent Good
Coverage Range $2,000 - $25,000 $5,000 - $50,000
Premium Range $20 - $150/mo $20 - $160/mo

Get Your Free Final Expense Quote

Compare rates from top final expense insurance carriers.

No medical exam required Coverage in as little as 24 hours Rates from $20/month

Mutual of Omaha Overview

AM Best Rating: A+ | Founded: 1909 | Headquarters: Omaha, NE

Coverage: $2,000 - $25,000 | Premiums: $20 - $150/mo

Pros

  • Highest financial rating in FE market
  • Same-day approval
  • Level premiums
  • Trusted brand

Cons

  • $25,000 max coverage
  • Limited riders

Best For: Those prioritizing financial strength and fast approval.

Globe Life Overview

AM Best Rating: A | Founded: 1951 | Headquarters: McKinney, TX

Coverage: $5,000 - $50,000 | Premiums: $20 - $160/mo

Pros

  • Higher coverage limits
  • No medical exam
  • Quick application
  • Recognized brand

Cons

  • Rates can be higher
  • Aggressive marketing

Best For: Those who need higher coverage amounts with easy application.

Our Verdict

Mutual of Omaha is the better choice for most buyers due to superior financial strength, competitive rates, and same-day approval. Globe Life is better if you need more than $25,000 in coverage.

Get Your Free Final Expense Quote

Compare rates from top final expense insurance carriers.

No medical exam required Coverage in as little as 24 hours Rates from $20/month