An in-depth comparison to help you choose the right life insurance carrier.
| Feature | New York Life | MetLife |
|---|---|---|
| Financial Strength | A++ (AM Best) | A+ (AM Best) |
| Best Product | Whole Life | Term Life |
| Dividends | Excellent | N/A (stock company) |
| Individual Focus | Strong | Moderate |
| Group Plans | Available | Industry leader |
| Term Rates | Above average | Very competitive |
| Coverage Range | $25,000 - $65,000,000 | $25,000 - $10,000,000 |
| Premium Range | $25 - $1,500/mo | $15 - $800/mo |
Compare rates from top-rated life insurance carriers.
AM Best Rating: A++ | Founded: 1845 | Headquarters: New York, NY
Coverage: $25,000 - $65,000,000 | Premiums: $25 - $1,500/mo
Best For: Those wanting premium whole life insurance from a top-rated mutual company.
AM Best Rating: A+ | Founded: 1868 | Headquarters: New York, NY
Coverage: $25,000 - $10,000,000 | Premiums: $15 - $800/mo
Best For: Those who want competitive term coverage, especially through employer groups.
New York Life is superior for permanent life insurance and whole life policies. MetLife is better for affordable term life insurance, especially through employer-sponsored group plans.
Compare rates from top-rated life insurance carriers.