How Do I Convert SGLI to VGLI?

SGLI to VGLI Conversion Steps

1. Apply within 240 days: This is the guaranteed issue window — no health questions or exams required
2. Complete VA Form SGLV 8714: Available online at the VA website or through your military transition office
3. Choose your coverage amount: Up to your current SGLI amount (max $400,000) in $10,000 increments
4. Submit and pay: First premium is due with your application

Important Deadlines

• 0-240 days: Guaranteed issue, no health evidence needed
• 241 days - 1 year + 120 days: Can still apply but must provide evidence of good health
• After that: VGLI conversion is no longer available

Tips

Even if you plan to get private insurance, submit your VGLI application within the 240-day window. You can always cancel later, but you cannot go back and apply after the window closes. Think of it as a safety net while you shop for potentially better private coverage.