Yes, veterans with VA disability ratings can get life insurance. VGLI is available regardless of disability. Many private carriers also insure disabled veterans. Veterans with service-connected disabilities may qualify for S-DVI with waived premiums.
Having a VA disability rating does not prevent you from getting life insurance. In fact, several programs specifically serve disabled veterans.
Many private carriers will insure veterans with disability ratings, though the specific disability matters. A veteran with a 30% rating for hearing loss will find it easier to get coverage than one with a 100% rating for a heart condition. An independent agent who specializes in veteran coverage can identify the most favorable carriers for your specific disability.
Working with CoverMeOnline, we help veterans find the best coverage regardless of their disability status.
Compare rates from top veterans life insurance insurance carriers.
Active-duty service members get free SGLI coverage up to $400,000. After separation, free coverage ends and veterans must pay for VGLI or private insurance. Veterans with service-connected disabilities may qualify for free S-DVI coverage. Read more
Top carriers for veterans include USAA (military exclusive), Navy Federal partner carriers, Mutual of Omaha (veteran-friendly underwriting), and Protective Life (competitive rates). The best company depends on your health, disability status, and coverage needs. Read more
You can be denied simplified issue final expense insurance if you have serious health conditions like active cancer, recent stroke, or organ failure. However, guaranteed issue policies accept everyone regardless of health — no one can be denied. Read more
Compare rates from top veterans life insurance insurance carriers.