Yes, military spouses can get FSGLI (Family SGLI) up to $100,000 during active duty service. After separation, spouses should apply for private insurance, which is typically very affordable for healthy adults.
Military spouses have access to several insurance options:
FSGLI ends 120 days after the service member separates. Spouses should secure private coverage before this happens. Options include:
At CoverMeOnline, we help military families find affordable coverage for both the veteran and their spouse. Contact us for a free family coverage quote.
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Veterans can access SGLI (active duty), VGLI (post-service), VA disability-based insurance, and private market policies. Private policies often offer better rates and coverage than government options for healthy veterans. Read more
You have 240 days (about 8 months) after separation to convert SGLI to VGLI without evidence of health. After 240 days, you can still apply within 1 year and 120 days with evidence of good health. Read more
Most financial advisors recommend 10-15 times your annual income in life insurance coverage. For veterans, consider your VA disability income replacement, outstanding debts, family needs, and any existing SGLI/VGLI coverage. Read more
Compare rates from top veterans life insurance insurance carriers.