An in-depth comparison to help you choose the right life insurance carrier.
| Feature | AIG | Transamerica |
|---|---|---|
| Financial Strength | A (AM Best) | A (AM Best) |
| No-Exam Limit | Up to $1M | Up to $500K |
| Term Rates | Excellent | Very good |
| Conversion Options | Limited | Excellent |
| Application Speed | Very fast | Moderate |
| Issue Age Range | 18-80 | 18-85 |
| Coverage Range | $25,000 - $10,000,000 | $25,000 - $10,000,000 |
| Premium Range | $12 - $400/mo | $15 - $400/mo |
Compare rates from top-rated life insurance carriers.
AM Best Rating: A | Founded: 1919 | Headquarters: New York, NY
Coverage: $25,000 - $10,000,000 | Premiums: $12 - $400/mo
Best For: Healthy applicants seeking the lowest term rates with large no-exam options.
AM Best Rating: A | Founded: 1904 | Headquarters: Cedar Rapids, IA
Coverage: $25,000 - $10,000,000 | Premiums: $15 - $400/mo
Best For: Those who want competitive term with good conversion options to permanent coverage.
AIG typically offers lower term premiums and larger no-exam coverage limits. Transamerica excels with conversion options that let you switch to permanent coverage later.
Compare rates from top-rated life insurance carriers.