An in-depth comparison to help you choose the right life insurance carrier.
| Feature | Banner Life (Legal & General) | AIG |
|---|---|---|
| Financial Strength | A+ (AM Best) | A (AM Best) |
| Term Rates | Among the lowest | Very competitive |
| No-Exam Option | Limited | Up to $1M |
| Product Focus | Term only | Full range |
| Conversion Options | Good | Limited |
| Issue Age Range | 18-75 | 18-80 |
| Coverage Range | $100,000 - $10,000,000 | $25,000 - $10,000,000 |
| Premium Range | $10 - $350/mo | $12 - $400/mo |
Compare rates from top-rated life insurance carriers.
AM Best Rating: A+ | Founded: 1981 | Headquarters: Frederick, MD
Coverage: $100,000 - $10,000,000 | Premiums: $10 - $350/mo
Best For: Those seeking the absolute lowest term life insurance premiums.
AM Best Rating: A | Founded: 1919 | Headquarters: New York, NY
Coverage: $25,000 - $10,000,000 | Premiums: $12 - $400/mo
Best For: Those wanting competitive term rates with no-exam convenience.
Banner Life often has the lowest term premiums in the market. AIG competes well and adds the convenience of no-exam coverage up to $1 million.
Compare rates from top-rated life insurance carriers.