Some carriers charge truck drivers 25-50% more for life insurance due to occupational risk, but many carriers offer standard rates. The key is working with an agent who knows which carriers are trucker-friendly and will not rate you up.
The impact of trucking on your life insurance rates depends on the carrier you choose and the type of trucking you do.
By working with an independent agent who specializes in trucker insurance, you can avoid carriers that overcharge and find those that offer competitive rates for your specific type of trucking.
Compare rates from top truckers life insurance insurance carriers.
Truck drivers can get term life, whole life, final expense, and mortgage protection insurance. While some carriers charge higher rates for truckers due to occupational risk, many carriers offer standard rates. Independent agents can find the best options. Read more
The best life insurance companies for truckers include Mutual of Omaha (final expense, no occupation rating), Transamerica (competitive term rates), AIG (large coverage amounts), Protective Life (good trucker rates), and Globe Life (no-exam options). Read more
Yes, OTR truck drivers can get life insurance. While OTR driving carries more risk than local routes, many carriers still offer competitive rates. The key factors are your driving record, type of cargo, and overall health status. Read more
Compare rates from top truckers life insurance insurance carriers.