Find out how much final expense insurance costs at age 85 and which policies are best for you.
At age 85, guaranteed acceptance policies are the primary option. These require no health questions and cover everyone, with a typical 2-3 year waiting period for full benefits. Some simplified issue options may still be available depending on health status.
Compare rates from top final expense insurance carriers.
The following table shows estimated monthly premiums for a 85-year-old in average health:
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $5,000 | From $81/mo |
| $10,000 | From $138/mo |
| $15,000 | From $186/mo |
| $25,000 | From $284/mo |
* Rates are estimates and may vary based on health, gender, and carrier.
At age 85, securing coverage is still possible and worthwhile. Guaranteed acceptance policies ensure you can get covered regardless of health. While premiums are higher, the peace of mind and financial protection are invaluable.
Compare rates from top final expense insurance carriers.