Yes, many carriers offer no-exam life insurance including simplified issue (health questions only) and guaranteed issue (no health questions). Coverage up to $500,000 is available without an exam from top-rated carriers.
You no longer need to take a medical exam to get life insurance. Multiple no-exam options are available:
No-exam policies are ideal for people who want quick coverage, dislike needles or medical appointments, have a busy schedule, or need insurance urgently. The rates are typically comparable to traditional exam-based policies for simplified issue products.
At CoverMeOnline, most of our policies do not require medical exams. Get a free quote and see your options in minutes.
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Yes, most final expense insurance policies do not require a medical exam. Simplified issue policies require only health questions, while guaranteed issue policies require no health questions at all and accept everyone aged 50-85. Read more
Guaranteed issue life insurance is a policy that accepts everyone regardless of health. There are no medical exams and no health questions. The trade-off is a 2-3 year graded benefit period and higher premiums. Coverage ranges from $5,000 to $25,000. Read more
Term life insurance provides coverage for a set period (10-30 years) at the lowest cost. Whole life provides permanent coverage with cash value accumulation. Most families need term for income replacement and whole life for final expenses. Read more
Compare rates from top-rated life insurance carriers.