Protect your family's home if something happens to you. Compare top carriers and average costs for Arizona residents.
Mortgage protection insurance ensures your family can keep their home by paying off the remaining mortgage balance if you pass away. It provides peace of mind that your loved ones won't face foreclosure during an already difficult time.
Arizona's Department of Insurance and Financial Institutions oversees insurance regulation. The state requires a 10-day free-look period and has consumer-friendly claims settlement practices.
Arizona has a population of 7.4 million with a median age of 38.3. Mortgage Protection insurance is designed for homeowners with active mortgages, with coverage typically ranging from $50,000 - $500,000.
Compare rates from top mortgage protection insurance carriers.
The table below shows estimated monthly premiums for mortgage protection insurance in Arizona. Actual rates vary based on age, health, and coverage amount.
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $100,000 | From $28/mo |
| $200,000 | From $48/mo |
| $300,000 | From $68/mo |
| $500,000 | From $108/mo |
* Rates are estimates for a healthy individual. Your actual rate may vary.
These are among the most popular and highly-rated carriers offering mortgage protection insurance to Arizona residents:
Working with an independent agent like CoverMeOnline gives you access to quotes from multiple carriers so you can find the best rate.
Compare rates from top mortgage protection insurance carriers.
Arizona Department of Insurance and Financial Institutions
Phone: (602) 364-3100
Website: https://difi.az.gov
Arizona residents commonly choose final expense insurance, term life insurance, and mortgage protection insurance. The state's large retiree population makes final expense and whole life policies especially popular.
Life insurance in Arizona is regulated by the Department of Insurance and Financial Institutions (DIFI), which licenses companies, reviews rates, and protects consumers.
Arizona veterans have access to federal programs like VGLI plus state veteran benefits. The Arizona Department of Veterans Services can help connect veterans with additional resources.