Protect your family's home if something happens to you. Compare top carriers and average costs for Washington residents.
Mortgage protection insurance ensures your family can keep their home by paying off the remaining mortgage balance if you pass away. It provides peace of mind that your loved ones won't face foreclosure during an already difficult time.
Washington's Office of the Insurance Commissioner is an elected position, giving insurance regulation a direct democratic accountability. The state has a 10-day free-look period and no income tax.
Washington has a population of 7.8 million with a median age of 37.7. Mortgage Protection insurance is designed for homeowners with active mortgages, with coverage typically ranging from $50,000 - $500,000.
Compare rates from top mortgage protection insurance carriers.
The table below shows estimated monthly premiums for mortgage protection insurance in Washington. Actual rates vary based on age, health, and coverage amount.
| Coverage Amount | Est. Monthly Premium |
|---|---|
| $100,000 | From $28/mo |
| $200,000 | From $47/mo |
| $300,000 | From $66/mo |
| $500,000 | From $105/mo |
* Rates are estimates for a healthy individual. Your actual rate may vary.
These are among the most popular and highly-rated carriers offering mortgage protection insurance to Washington residents:
Working with an independent agent like CoverMeOnline gives you access to quotes from multiple carriers so you can find the best rate.
Compare rates from top mortgage protection insurance carriers.
Washington Office of the Insurance Commissioner
Phone: (800) 562-6900
Website: https://www.insurance.wa.gov
Washington has competitive life insurance rates and no state income tax. Final expense policies start around $26/month, making coverage accessible for most residents.
The Washington Insurance Commissioner is an elected official who oversees licensing, rate review, consumer complaints, and insurer solvency.
Washington has no state income tax, and life insurance death benefits are generally federal income tax-free. Cash value growth in permanent policies is tax-deferred.