Yes, Mutual of Omaha is widely considered the best final expense insurance carrier. They hold an A+ AM Best rating, offer same-day approval, level premiums, and coverage from $2,000 to $25,000 with no medical exam required.
Mutual of Omaha has built a reputation as the top carrier in the final expense market. Founded in 1909, they bring over a century of experience and an A+ AM Best financial strength rating.
Mutual of Omaha is ideal for applicants in decent health who want a reliable, well-rated carrier with fast processing. For those with more serious health conditions, carriers like ANICO or Security Plan Life may offer better underwriting terms.
The main limitation is their $25,000 maximum coverage. If you need more, consider Globe Life or Transamerica which offer up to $50,000.
Compare rates from top final expense insurance carriers.
The best final expense insurance companies include Mutual of Omaha (A+ rated, same-day approval), Globe Life (up to $50,000 coverage), Transamerica (competitive rates), ANICO (liberal underwriting), and Security Plan Life (best for health issues). Read more
Burial insurance typically costs between $20 and $150 per month, depending on your age, health, coverage amount, and gender. A healthy 60-year-old can expect to pay around $40-$60 per month for $10,000 in coverage. Read more
Yes, most final expense insurance policies do not require a medical exam. Simplified issue policies require only health questions, while guaranteed issue policies require no health questions at all and accept everyone aged 50-85. Read more
Compare rates from top final expense insurance carriers.