An in-depth comparison to help you choose the right final expense insurance carrier.
| Feature | Mutual of Omaha | Aetna |
|---|---|---|
| Financial Strength | A+ (AM Best) | A (AM Best) |
| Max Coverage | $25,000 | $50,000 |
| Medical Exam | Not required | Not required |
| Issue Ages | 45-85 | 50-80 |
| Approval Speed | Same day | 3-5 business days |
| Premium Type | Level (never increases) | Level (never increases) |
| Coverage Range | $2,000 - $25,000 | $5,000 - $50,000 |
| Premium Range | $20 - $150/mo | $25 - $175/mo |
Compare rates from top final expense insurance carriers.
AM Best Rating: A+ | Founded: 1909 | Headquarters: Omaha, NE
Coverage: $2,000 - $25,000 | Premiums: $20 - $150/mo
Best For: Applicants who want a reputable carrier with fast approval and level premiums.
AM Best Rating: A | Founded: 1853 | Headquarters: Hartford, CT
Coverage: $5,000 - $50,000 | Premiums: $25 - $175/mo
Best For: Those who prefer a large, well-known company with diverse insurance options.
Mutual of Omaha is the stronger choice for final expense insurance due to their specialized focus, faster approval process, and highly competitive rates. Aetna is a solid alternative if you want a larger coverage amount.
Compare rates from top final expense insurance carriers.