An in-depth comparison to help you choose the right iul life insurance insurance carrier.
| Feature | North American Company | Pacific Life |
|---|---|---|
| Financial Strength | A+ (AM Best) | A+ (AM Best) |
| IUL Focus | Strong | Industry leader |
| Cap Rates | Very competitive | Excellent |
| Min Coverage | $50,000 | $100,000 |
| Underwriting Speed | Fast | Moderate |
| Index Variety | Good | Excellent |
| Coverage Range | $50,000 - $10,000,000 | $100,000 - $10,000,000 |
| Premium Range | $80 - $1,500/mo | $100 - $2,000/mo |
Compare rates from top iul life insurance insurance carriers.
AM Best Rating: A+ | Founded: 1886 | Headquarters: Cedar Rapids, IA
Coverage: $50,000 - $10,000,000 | Premiums: $80 - $1,500/mo
Best For: IUL buyers seeking competitive crediting rates from a well-rated carrier.
AM Best Rating: A+ | Founded: 1868 | Headquarters: Newport Beach, CA
Coverage: $100,000 - $10,000,000 | Premiums: $100 - $2,000/mo
Best For: High-net-worth individuals seeking the best IUL performance potential.
Both are A+ rated IUL specialists. North American offers slightly more accessible entry points, while Pacific Life provides more sophisticated index strategies for serious wealth builders.
Compare rates from top iul life insurance insurance carriers.