An in-depth comparison to help you choose the right life insurance carrier.
| Feature | Protective Life | Lincoln Financial |
|---|---|---|
| Financial Strength | A+ (AM Best) | A+ (AM Best) |
| Term Rates | Very competitive | Competitive |
| IUL Products | Strong | Excellent |
| Product Range | Moderate | Broad |
| Underwriting Speed | Fast | Moderate |
| No-Exam Option | Yes | Yes |
| Coverage Range | $25,000 - $10,000,000 | $50,000 - $10,000,000 |
| Premium Range | $15 - $500/mo | $25 - $500/mo |
Compare rates from top-rated life insurance carriers.
AM Best Rating: A+ | Founded: 1907 | Headquarters: Birmingham, AL
Coverage: $25,000 - $10,000,000 | Premiums: $15 - $500/mo
Best For: Those seeking competitive term or IUL policies from a well-rated carrier.
AM Best Rating: A+ | Founded: 1905 | Headquarters: Radnor, PA
Coverage: $50,000 - $10,000,000 | Premiums: $25 - $500/mo
Best For: Those wanting a diversified financial services company with strong IUL products.
Both are excellent A+ rated carriers. Protective Life tends to be more competitive on term pricing, while Lincoln Financial offers a broader range of permanent life insurance and IUL options.
Compare rates from top-rated life insurance carriers.