An in-depth comparison to help you choose the right final expense insurance carrier.
| Feature | Transamerica | Mutual of Omaha |
|---|---|---|
| Financial Strength | A (AM Best) | A+ (AM Best) |
| Max Coverage | $50,000 | $25,000 |
| Medical Exam | Not required | Not required |
| Issue Ages | 45-85 | 45-85 |
| Approval Speed | 1-3 days | Same day |
| Product Range | Wide | Focused |
| Coverage Range | $5,000 - $50,000 | $2,000 - $25,000 |
| Premium Range | $18 - $140/mo | $20 - $150/mo |
Compare rates from top final expense insurance carriers.
AM Best Rating: A | Founded: 1904 | Headquarters: Cedar Rapids, IA
Coverage: $5,000 - $50,000 | Premiums: $18 - $140/mo
Best For: Healthy applicants looking for the most competitive rates.
AM Best Rating: A+ | Founded: 1909 | Headquarters: Omaha, NE
Coverage: $2,000 - $25,000 | Premiums: $20 - $150/mo
Best For: Those who value financial strength and fast, reliable service.
Both are excellent carriers. Transamerica edges out on coverage limits and rate competitiveness for healthy applicants, while Mutual of Omaha wins on financial strength and ease of approval.
Compare rates from top final expense insurance carriers.