Burial insurance typically costs between $20 and $150 per month, depending on your age, health, coverage amount, and gender. A healthy 60-year-old can expect to pay around $40-$60 per month for $10,000 in coverage.
The cost of burial insurance depends on several factors including your age at the time of application, your health status, the coverage amount you choose, and your gender. Rates are locked in at purchase and never increase.
Your health history is the biggest factor beyond age. Smokers pay 40-60% more than non-smokers. Pre-existing conditions like diabetes or heart disease may increase rates but rarely disqualify you entirely. Guaranteed issue policies accept everyone but cost more and may include a waiting period.
The best way to find affordable burial insurance is to compare quotes from multiple carriers through an independent agent.
Compare rates from top final expense insurance carriers.
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. Policies typically range from $5,000 to $50,000 and do not require a medical exam. Read more
The best final expense insurance companies include Mutual of Omaha (A+ rated, same-day approval), Globe Life (up to $50,000 coverage), Transamerica (competitive rates), ANICO (liberal underwriting), and Security Plan Life (best for health issues). Read more
Yes, most final expense insurance policies do not require a medical exam. Simplified issue policies require only health questions, while guaranteed issue policies require no health questions at all and accept everyone aged 50-85. Read more
Compare rates from top final expense insurance carriers.